Guest Blogger Shirley Gill’s parents were diagnosed with Dementia within a year of each other. Her father had Power of Attorney set up but her mother did not. In her guest blog, she shares with us the vastly different experiences she had when trying to manage her parent’s financial matters, and the difference that having Power of Attorney set up made.
Initially my parents had no Will or Power of Attorney in place. My Mum saw herself as forever youthful, and Dad had always allowed her to attend to all financial matters. After being reluctant to attend her GP, Mum was late in receiving a diagnosis of Frontotemporal Dementia at the age of 70. She was admitted to hospital then moved into nursing home care. Mum lacked the capacity to make decisions about her finances and welfare, but as there was no Power of Attorney set up, I was advised that to be able to make any decisions on her behalf, I would need to apply for guardianship.
Mum and I met with solicitors to assess her views but she didn’t understand any of it. The solicitor then had to write to the GP and Consultant about her diagnosis and capacity. The solicitors also then had to write to every close relative of Mum’s, to find out if anyone had an objection to me being her guardian, despite the fact that some of them had had no recent contact with Mum. This process took months and in the interim I had to apply for Access to Funds at Office of Public Guardian (OPG) so that I could deal with Mum’s financial matters. For this I had to detail her every requirement and it was very stressful and time-consuming.
During this time, Dad agreed to see a solicitor to arrange a Will and Power of Attorney. Dad was visited in his own home and the whole process was straight-forward and not costly. The following year he was diagnosed with Vascular Dementia. It was a comfort to know that with the Power of Attorney set up, we had everything in place so that I could look after his finances and welfare when he was no longer able.
Several lawyer’s letters later, Guardianship was eventually in place for Mum, having cost a total of £6000. I needed to have this in order to make any decisions about Mum’s care or deal with her finances. Even now the process is complete, I have to send annual accounts to OPG which is very time consuming.
What I have learned from this experience is that it’s a good idea to arrange a Will and Power of Attorney in as much advance as you can, you are never too young. I have now arranged a Will and for my daughter to be my Power of Attorney. I would urge people to consider Power of Attorney to protect their families and reduce any unnecessary stress in the event of illness.
For more information on Power of Attorney visit the Age Scotland website, or to speak to someone about your individual situation call Silver Line Scotland on 0800 4 70 80 90.