Weren’t born on the same day as your partner? You’re still unlucky.

Blog by Age Scotland’s Policy Officer Ashleigh de Verteuil


In a previous blog post, we highlighted massively unfair changes being made to Pension Credit. Well there is another looming deadline for couples who may be affected by the changes: the 13th of August is the last day you’ll be able to make a backdated claim for Pension Credit. 

So what does this mean?

Pension Credit is an important top up benefit for older people who are on a low pension income. It is already a massively under claimed entitlement with the Department of Work and Pensions (DWP) estimating that 40% of those eligible for pension credit don’t claim it.

But now changes by the UK Government to the eligibility criteria will see more older people unable to claim and become poorer as a result.

This is the bit where you, and your dearest’s, birthday matters. If you’re what is called a ‘mixed aged couple’, in other words one of you is of pensionable age and the other is younger than their state pension age, you will no longer be able to claim pension credit. What, you mean you don’t have the same birthday and birth year as your partner? Weird!

To make matters worse, the basic Pension Credit rate for a couple is currently £248.80 a week, and the basic Universal Credit rate for a couple is only £114.85 a week.

And I hate to add further insult to injury, but Pension Credit is a ‘passporting benefit’. This means that it acts as a qualifying benefit for other forms of assistance, but as you won’t be able to claim Pension Credit until you both are of pensionable age then you can’t claim them. This includes cold weather payments, maximum help with housing benefit, maximum help with Council Tax Reduction and you’ll also be affected by the ‘bedroom tax’, will not have access to claim social fund funeral payments, and may not be entitled to the warm home discount.

What are your options? Well you can either wait until the younger partner reaches their state pension age, or they can claim Universal Credit in the meantime as way to boost your joint income. This will mean they’ll be subjected to Universal Credit conditionality, for example, needing to prove that they are a carer, or that they’re seeking work for 35 hours a week, or that they’re not well enough to work. If you decide not to claim Universal Credit, and have no other income then you would be £133.95 a week worse off, potentially for several years.

This move is hugely unjust. With pensioner poverty on the rise, 29% of people aged 75 and over living on or just below the poverty line, and fuel poverty likely to increase.

The Age Scotland freephone helpline, which provides free information, friendship and advice is on hand to provide support to people over 50, their families, and carers. You can still make a claim, which will be backdated, until the 13th August.

This is something we can help with, call our helpline and speak to one of our friendly advisors who can can give you a free benefit check to see if you’re getting everything that you’re entitled to. In fact they can help with just about anything, they’re very knowledgeable.

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Our advisors are here to help. Just call 0800 12 44 222 and one of our team will talk you through the process.

I implore you to call them, the changes to Pension Credit are a few months away and they can talk you through any entitlements you may be eligible for in great detail and how to claim them

If you’d also like to share your outrage about these changes, then we want to hear from you too. Sharing people’s real life stories is the best way to bring forward change so do get in touch with us.

Our helpline is free to call, and is available Monday to Friday 9am to 5pm on 0800 12 44 222.

Help Age Scotland become Edinburgh Airport’s chosen Charity for 2019!

We have some very exciting news – Age Scotland has been shortlisted to be Edinburgh Airport’s chosen charity for 2019!

If Age Scotland wins this partnership, funds raised by Edinburgh Airport will enable us to significantly develop our Community Connecting service, which works to draw older people from the isolation of their homes.  The service typically offers support and encouragement to older people who’ve lost a sense of purpose and social interaction since retiring, or through bereavement – helping them to take small steps initially to re-engage with others in their community, improving wellbeing.  We match individuals to activities based on their needs and preferences, facilitate introductions, and provide encouragement until their confidence grows. This important service helps individuals integrate back into their local community which significantly reduces feelings of loneliness and social isolation.

The partnership would also help us to raise awareness of Age Scotland as an organisation and the range of support we offer over 50s across Scotland. Our mission is to make Scotland the best place in the world to grow older. From our Independent Living Programme to the Age Scotland Helpline, from dedicated Early Stage Dementia and Older Veterans projects to our work with employers to create Age Inclusive Workplaces, we are doing a lot but with this partnership, we can do so much more.

Between now and the 10th of December Edinburgh Airport staff are being asked to vote for the charity they want to support during 2019 – and the charity with the most votes wins. This is a fantastic opportunity for Age Scotland as an organisation and we need your help to win.

It’s really easy.

Work for Edinburgh Airport? Please consider voting for Age Scotland.

Know someone who works for Edinburgh Airport? Encourage them to vote for Age Scotland.

No connection to the airport? You can still help! By sharing our social media posts across your network you can help spread the word about this fantastic opportunity. We’ll be working to gather support across Twitter, Facebook and Linkedinso please keep a look out.

Thank you for your support!